Dependent Life

You may purchase dependent life insurance through either Hartford Life Insurance or Aetna Life Insurance for your legal dependents.

Compare Plans

 The HartfordAetna
Coverage AmountsYou may purchase amounts: $2,000, $4,000, $6,000, $12,000, 15,000 or $50,000 in coverage.You may purchase either $5,000 or $10,000 in coverage.
Required Individual Election AmountTo purchase $50,000 of coverage you must have individual supplemental coverage through Hartford of $35,000.

If you elect $50,000 of dependent coverage, but do not enroll in at least $35,000 of individual supplemental  coverage your dependent coverage amount will be reduced to $15,000
You must purchase Aetna individual supplemental life to purchase Aetna dependent life insurance.

If you elect dependent coverage, but do not enroll in individual supplemental coverage you will not be enrolled in dependent coverage
Newly Eligible EmployeesYou may purchase any of the coverage amounts listed above.You may purchase either coverage amounts listed above.
Open EnrollmentYou may increase, decrease or stop coverage.You may increase, decrease or stop coverage.

Beneficiaries 

You are automatically the beneficiary.

2018 Per Pay Period Rates
The Hartford    Aetna    
  $2,000    -  $  0.43 
  $4,000    -  $  0.87
  $6,000    -  $  1.30
  $10,000  -  $  2.17
  $12,000  -  $  2.60
  $15,000  -  $  3.25
*$50,000  -  $10.95
  $5,000   -  $1.13 
  $10,000  - $2.28

* You must elect at least $15,000 of individual supplemental life coverage in order to elect $50,000 of dependent life insurance coverage. 
2017 Employee Rates
The Hartford    Aetna    
  $2,000    -  $  0.43 
  $4,000    -  $  0.87
  $6,000    -  $  1.30
  $10,000  -  $  2.17
  $12,000  -  $  2.60
  $15,000  -  $  3.25
*$50,000  -  $10.95
  $5,000   -  $1.09 
  $10,000  - $2.20

* You must elect at least $15,000 of individual supplemental life coverage in order to elect $50,000 of dependent life insurance coverage.