If you are a victim of Identity Theft on campus, contact NAU PD at 928-523-3611.
If you think that your NAU account
information may have been compromised please contact the Student Technology Center
at 928-523-9294 or visit Information Security at NAU.
Identity theft is
use of another person’s personal information to commit fraud without their
knowledge or permission. The most common type of identity (ID)
theft is financial fraud where perpetrators gather personal information—names,
Social Security numbers, addresses, account numbers, passport information—to
use or open accounts for their own personal gain.
Who is the Prime target for ID
a student, you will receive many credit card offers. Credit card companies want
to sign you up early in your college career and keep you as a lifetime
customer. At the same time, you become a prime target for ID thieves, according
to the Federal Trade Commission. Criminals count on you not following simple
preventive steps that you must take to protect your credit status.
Follow the 3 D’s: Deter,
Deter: Protect your information
throw away credit card offers or other information that has personal
identifying information; always shred them.
be an easy target if you don't keep all your sensitive documents secure,
especially documents that have your social security number listed on them such
as your student loans.
not carry your social security card in your wallet or write it on your
check. When asked to reveal this
information, ask for what purpose and how they protect your information.
not use obvious passwords such as your birth date, mother’s maiden name, or
last 4 digits of your social security number.
not give out personal information over the phone, through the mail or on the
internet unless you have initiated the contact and know who you are dealing
Routinely Monitor your Financial Accounts and Billing Statements
sure to check your bank and credit card statements carefully.
suspicious if you do not receive mail or bills that do not arrive as expected.
of credit for no reason.
your credit bureau report(s) at least once a year. You are able to get a free credit report once
a year per federal law. Free Annual Credit Report
What to do if you have a problem
Under the Identity Theft and AssumptionDeterrence Act, the Federal Trade Commission is
responsible for receiving and processing complaints from people who believe
they may be victims of identity theft, providing informational materials to
those people, and referring those complaints to appropriate entities, including
the major credit reporting agencies and law enforcement agencies. For further
information, please check the FTC's identity theft Web pages. You
can also call your local office of the FBI or the U.S. Secret Service to
report crimes relating to identity theft and fraud. The Federal Trade
Commission has a toll-free phone number at 1-877-382-4357 and an online complaint form. At a minimum make sure to:
a report on the theft with your local police department.
all three credit bureaus and place fraud alerts on your credit report. (Please
note: Typically you can contact one credit bureau and they will alert the other
credit bureaus of the fraud.)
- Contact your creditors and close your
accounts. Also, talk with your bank
about whether to close other accounts or take other steps.
stolen checks to check verification agencies.
a complaint online with the FederalTrade Commission
sure you follow through on all fronts (merchant, bank, credit bureaus, law
enforcement). If you get verbal agreements for resolution, request a statement
assume someone else is taking care of the issue for you.
For additional suggestions on how to
protect yourself, visit these helpful resources:
To alert consumers to fraudulent,
deceptive, and unfair practices in the marketplace, the Federal Trade Commission (FTC)
offers guidelines and services to help you avoid unscrupulous vendors of
scholarship search products. Remember:
You should not have to pay for a scholarship.
identity thief has obtained a student loan in your name, report it in writing
to the school that opened the loan. Request that the account be closed. Also
report it to the U.S. Dept. of Education Inspector General’s hot line.
Test your Knowledge:
OnGuardOnline, a government web site has some fun and quick games to
play to test your knowledge about identity theft.