Individual Supplemental Life

 You may purchase individual supplemental life insurance and AD&D through either The Hartford and Aetna for yourself. 

Compare individual supplemental life insurance plans

Plan FeaturesThe HartfordAetna
Coverage AmountsYou may purchase coverage in increments of $5,000 up to the lesser of:
three times your salary, or $300,000
You may purchase coverage of one, two, or three times your salary (rounded to the nearest $1,000) up to a maximum of $300,000
Newly EligibleYou may purchase up to the maximum amount.You may purchase up to the maximum amount.
Open EnrollmentYou may increase, decrease or stop coverage.  Elections or changes are in multiples of $5,000 up to a $20,000 maximum annuallyIf enrolled, you may elect an additional 1 times your annual salary    

 

2016 Employee Rates

 Per pay period rates per $1,000 of coverage

Age Group The Hartford     Aetna          
18-24$0.037$0.020
25-29$0.037$0.025
30-34$0.046$0.035
35-39$0.051$0.040
40-44$0.088$0.045
45-49$0.120$0.065
50-54$0.194$0.100
55-59$0.277$0.150
60-64$0.498$0.226
65-69$0.498$0.300
70+$0.789$0.478

Example contribution calculation 

Hartford–John is 46 and elects- $50,000
Coverage AmountRate Cost Per Pay
($50,000 ÷ 1,000) = 50 X$0.120 = $6.00

Aetna – Jane is 46 and his salary is $50,000 per year. She elects 1 times her salary
Coverage AmountRateCost Per Pay
($50,000 ÷ 1,000) = 50X $0.065 = $3.25

Note: Your deduction may be different based on rounding